Concealed Carry Insurance – What to Look For in Concealed Carry Insurance

Concealed Carry Insurance, sometimes referred to as Firearm Liability Insurance, provides low-cost legal protection if you are involved in a self-defense incident where you use your concealed carry weapon. The policy typically covers legal fees, bail and a monetary settlement with the aggressor or their family.

The best concealed carry insurance providers are those who offer a comprehensive package of benefits while still remaining competitive with each other on price. They will also ensure that the coverage offered is aligned with the state’s laws and any relevant local ordinances. Look for the following features when comparing concealed carry insurance options:

Attorney Selection

Make sure that your preferred concealed carry insurance provider allows you to choose your own attorney, particularly one who specializes in self-defense or firearms litigation. The right lawyer can help you clear up confusion, avoid formal arrest, and spare you from conviction. Look for a criminal defense lawyer with trial experience who can effectively communicate your case to a jury.

Coverage Limits

When evaluating concealed carry insurance policies, look for those that offer substantial civil defense legal fee coverage. This is critical if the attacker is suing you for the injuries and damage they suffered, or their family members are seeking damages from you because of your actions. The best concealed carry insurance companies will cover these costs up to a specified amount, although the insurers are not in the business of covering you for any criminal acts committed during an incident of self defense. You can find a number of you tube videos online from attorneys & others dissecting instances where concealed carry insurance companies have declined to defend their members for this reason.